Homeowners faced with aging HVAC systems, drafty windows, or inadequate insulation often put off repairs due to high upfront costs. However, state energy offices across the nation provide direct rebate programs and zero-interest loans to help fund home efficiency upgrades.
HOMES Program (Home Efficiency Rebates)
Under federal energy legislation, state energy offices administer HOMES rebates that offer up to $8,000 for whole-home energy improvements that reduce overall power consumption by 20% or more.
High-Efficiency Electric Home Rebate Act (HEEHRA)
Designed specifically for low-and-moderate-income families, HEEHRA covers up to 100% of electrification project costs at the point of sale, including:
- Heat Pump HVAC Systems: Up to $8,000 point-of-sale rebate.
- Electrical Panel Upgrades: Up to $4,000 rebate to support modern appliances.
- Heat Pump Water Heaters: Up to $1,750 instant savings.
- Insulation, Sealing & Ductwork: Up to $1,600 in covered costs.
How to Apply Through Your Local Utility
Visit DSIREusa.org (Database of State Incentives for Renewables & Efficiency), enter your zip code, and view every active state, county, and utility grant available for your exact address.